While you may not always need to use SFTP to manage a WordPress website, you may find that sometimes it’s needed so you can make essential edits like updating file permissions. Using SFTP instead of FTP is now best practise as a result, though, it’s still fairly common to refer to it as FTP with SFTP being the implied meaning. SSH File Transfer Protocol (SFTP) is essentially the same as FTP except that it uses an encrypted connection through an SSL certificate to create a secure connection for transferring files.
File Transfer Protocol (FTP) is a way to transfer files between your computer and a web server using software such as with WordPress’ famous five-minute install.